Recent Articles

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Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.

Published on 08/14/2025

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Rates Just Hit a 10-Month Low!

Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.

Published on 08/05/2025

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers

The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.

Published on 06/13/2025

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Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.

Published on 06/04/2025

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The Secret Every Successful Home Seller Knows (But Most Miss)

Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.

Published on 05/28/2025

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April 2025 Housing Market Update: A Shift That Favors Buyers

Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.

Published on 05/23/2025

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Why a Home Inspection Is a Must for Homebuyers

Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.

Published on 05/14/2025

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Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It

Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.

Published on 05/07/2025

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March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers

March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.

Published on 04/30/2025

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4 Tips to Navigating a Seller’s Real Estate Market

Buying a new home can be a daunting task for many, especially if it’s your first. These days, people are in what’s called a “seller’s market,” which basically means there are less homes than people looking for homes. Because of this, sellers tend to be very discerning when it comes to who purchases their home. Here are a few tips to help you stand out from the rest of the buyers:

Published on 04/23/2025

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5 First-Time Homebuyer Tips for Finding the Best Mortgage Lenders

Taking that leap from being a renter to a homeowner is an amazing but also nerve-wracking decision to make. Being a homeowner is just one of life’s milestones that mark the beginning of a new chapter in your life. This is why finding the right mortgage lender is that much important. For first-time homebuyers, the following tips can help you find a trustworthy and competent mortgage lender in Ewa beach.

Published on 04/23/2025

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5 Relocation Tips When Moving to Hawaii for Military Service

Sandy beaches, turquoise waters, and friendly locals. These are the common reasons why people move to Hawaii. Hawaii is a beautiful palace with eight main islands. Although it’s not geographically located in America, it is a US state. Have you received a Permanent Change of Station (PCS) to this tropical paradise? If you have, then you must be both scared and excited. Luckily, we will give you five tips for a successful move to military life in Hawaii.

Published on 04/23/2025

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A First-Time Home Buyers’ Guide to Mortgage Prequalification

As a first-time home buyer, you may already know that making good financial decisions can advance your plans. It can even address your needs and preferences more effectively and for a long time. Fortunately, if you look into getting a mortgage prequalification, you can explore even more opportunities to finance your housing plans and become more financially secure. To further consider this, use this article as your guide to easily get through the process.

Published on 04/23/2025

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3 Myths Surrounding Buying a Home in Ewa Beach, Hawaii

Hawaii is an incredible place to live in because of the fantastic beaches, hiking trails, and its beautiful mix with the urban lifestyle. In Hawaii, you can be strolling down a city filled with buildings and end up instantly by the beach. The best part is the climate is the best all year round, so if you’re not a fan of brutally cold winters, this tropical paradise is the place for you! However, many people might have discouraged you from moving to Hawaii for many reasons. They might say it’s too expensive to live there, or that you’ll never get a great deal on a mortgage for a big-enough house. There are many myths shrouding the homebuying process in Hawaii, and here’s what you need to know about various Ewa Beach home loans and other facts of the matter:

Published on 04/23/2025