Why HI Velocity Mortgage?


  • Wholesale Rates - The ability for a borrower to shop around for the best rate with various Lenders.
  • More Control - A Mortgage Broker has access to many different wholesale lenders that allow us to communicate with underwriting.
  • Speed and Efficiency - Loans quicker with fewer conditions through the use of the most up-to-date technology.
  • Local Knowledge - As Mortgage Brokers in Hawaii and Washington, our Loan Officers have combined more than 30 Years of experience.
  • No Hidden Costs - We are able to offer you wholesale loan prices without added margins.
  • Exceptional Service - We work hard to reach 100% satisfaction, and meet your close date.

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Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%
Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%

Understand why mortgage rates may stay near 7% and what buyers should consider before waiting for 6%.

Getting Ready to Buy Your First Home? What To Do First in 2026!
Getting Ready to Buy Your First Home? What To Do First in 2026!

Trusted mortgage guidance for 2026 first time buyers covering preapproval, rate strategy, and compliance smart steps to close with confidence.

Is It a Condo or a Townhouse?
Is It a Condo or a Townhouse?

Understand the key differences between condos and townhouses and how ownership structure can affect mortgage financing in 2026.