Why HI Velocity Mortgage?


  • Wholesale Rates - The ability for a borrower to shop around for the best rate with various Lenders.
  • More Control - A Mortgage Broker has access to many different wholesale lenders that allow us to communicate with underwriting.
  • Speed and Efficiency - Loans quicker with fewer conditions through the use of the most up-to-date technology.
  • Local Knowledge - As Mortgage Brokers in Hawaii and Washington, our Loan Officers have combined more than 30 Years of experience.
  • No Hidden Costs - We are able to offer you wholesale loan prices without added margins.
  • Exceptional Service - We work hard to reach 100% satisfaction, and meet your close date.

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Lock-in Effect: Something big just happened in the U.S. Housing Market
Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Inflation Cools in November — What It Means for Mortgage Rates
Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.